Join Us for the 54th Annual Meeting of the Membership

Members are invited to an evening of reflection, elections, gifts, raffles, prizes, and hors d'oeuvres - catered by the newly opened Justin's Restaurant.

The 2013 Annual Meeting of the Membership will include highlights of the past year and insights for the year ahead. Credit union facts, figures, and performance will be presented by CEO David Waterman. Results of the board of directors election will be announced.

Elections for board positions will take place at the annual meeting. Those interested in serving on the board should download a Volunteer Application here or obtain one from the credit union.

Download the Annual Meeting Invitation here.

When: May 28, 2013

Registration: 6:00 PM

Start time: 6:30 PM

Where: The City of Santa Clara Central Park Library

             2635 Homestead Rd.

             Santa Clara, CA 95051

Shared Branching Now Live

With shared branching, credit unions from all over the country partner up to open their branches to each other’s members.  This means you can use any of the 3,700 nationwide participating locations to conduct transactions just as you would in a Mission City FCU branch.

To find a shared branch near you, go to www.CUSwirl.com

Mission City FCU is here to make financing, or refinancing your home quick and easy. Our helpful and knowledgeable loan staff will find ways for you to save money on your mortgage while keeping you fully informed at every step of the process.

Call or visit our loan department for a no-obligations conversation about money saving opportunities for your mortgage today.
(408) 244-5818 x121

28,000 Surcharge-FREE ATMs

Did you know that there are over 28,000 CO-OP ATM's that you can access your money at with absolutely no fee? That's more than just about any bank in the country.

Look for the CO-OP logo on ATMs at 7-Eleven, Costco, and Walgreens stores, as well as many other credit unions around the world.

Click here to find a location now.

Auto Loan Rates As Low As 1.24%* On Hybrid Vehicles

Purchase a car with Enterprise and receive a 1% auto loan rate discount.

Enroll into Direct Deposit and receive a 0.25% auto loan rate discount.

Get your New/Pre-owned Vehicle Loan with us today! We are offering great low rates with terms of up to 7 years.

Now is a great time to upgrade your vehicle.
Call us today at 408-244-5818 x121 and we will make the process easy for you.
*Rate assumes all credit approval requirements are met, 1% Enterprise Car Sales discount, 0.5% Hybrid discount, and 0.25% Direct Deposit discount.

New Quicken Compatability for Online Banking

We have now added Quicken to the home banking website.

Once logged in, click the Online Banking tab. Select the account which you want to export to Quicken. Once there, look for the Export link in the upper right corner of the Export Account History window.

Your Family and Household Members are Eligible for Membership
Share all of the outstanding benefits of MCFCU membership with your family today. Call us today at 408-244-5818 to get started.

NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "non-interest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2013.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules.

The term "non-interest-bearing transaction account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend.  It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (NOW) account, money-market deposit account and Interest on Lawyers Trust Account (IOLTA), even if share drafts may be drawn on this account.  For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov

Mobile Banking is Now Live.
Sign up for it within your online banking account.
Click here for the demo.

Hours:
M, Tu, W, F 9am - 5:15pm
Thursdays 10am - 6pm
Closed Saturday, Sunday and Holidays.

HOLIDAYS

May 27
Memorial Day
Closed

July 4
Independence Day
Closed

Main 408-244-5818
Toll-Free 1-888-361-1894
Fax 408-244-9390

BILL PAYMENT SUPPORT
408-244-5818 x4 or
Toll-free 1-888-361-1894

Website for MCFCU
Visa Payments.

www.ezcardinfo.com

 1-866-604-0380 

Routing Number: 321177447

MCFCU Visa
Credit Card
Lost / Stolen
(800) 325-3678
Customer Service
(800) 237-6211

Debit/ATM Card
Lost / Stolen
Call 800-472-3272
(Nights & Weekends)
During business hours call
member services at:
408-244-5818 x4

NCUA INSURANCE: For more information go to www.ncua.gov

Funds Availability Policy: Our general policy is to allow you to withdraw funds deposited in your account on the first business day after the day we receive your deposit. In some cases, we may delay your ability to withdraw funds beyond the first business day. Then, the funds will generally be available by the fifth business day after the day of deposit.

Notice of Change in Funds Availability Policy: As of July 21, 2011 the first $200 (not $100) of the aggregate of any deposits via "other" checks will be available on the first business day after the day of the deposit.