Loan Type	APR	Additional Notes
New and Used Autos including Tax and License (3 Year, 100% Financing)	4.99%
New and Used Autos including Tax and License (3 Year, 80% Financing)	3.99%	In order for a used auto to qualify for 80% financing, the loan value must be no more than 80% of mid blue book
New and Used Autos including Tax and License (4 Year, 100% Financing)	5.99%
New and Used Autos including Tax and License (4 Year, 80% Financing)	4.99%	In order for a used auto to qualify for 80% financing, the loan value must be no more than 80% of mid blue book
New and Used Autos including Tax and License (5 Year, 100% Financing)	6.99%
New and Used Autos including Tax and License (5 Year, 80% Financing)	5.99%	In order for a used auto to qualify for 80% financing, the loan value must be no more than 80% of mid blue book
New and Used Autos including Tax and License (6 Year, 100% Financing on amounts of $20K or more)	7.99%
New and Used Autos including Tax and License (6 Year, 80% Financing on amounts of $20K or more)	6.99%	In order for a used auto to qualify for 80% financing, the loan value must be no more than 80% of mid blue book
New and Used Autos including Tax and License (7 Year,100% Financing on amounts of $40K or more)	8.99%
New and UsedAutos including Tax and License (7 Year,80% Financing on amounts of $40K or more)	7.99%	In order for a used auto to qualify for 80% financing, the loan value must be no more than 80% of mid blue book
New and Used RVs, Motorcycles, and Boats	3% Above  Auto's	Used boats/RVs require an appraisal 10 year max term for boats & RVs only
Share Secured Loan	3.00% above share dividend rate	Max of 10 Year Term
Stock Secure Loan	9.50%	Maximum 3 year term @ 50% of NYSE market value
Equity Line of Credit	N/A	Not Available
Fixed Rate VISA	10.99%	$10,000 max. limit/no annual fee
Share Secured Fixed Rate Visa	8.75%	No Annual Fee
2nd Mortgage	N/A	Not Available
Signature Line of Credit	9.50%	$7,500 LOC limit
Fixed Rate Signature Loan	9.50%	Maximum 4 year term/$10,000
Computer Loan	7.50%	$2,000 18 months Fixed Rate

  

Account	Minimum Balance	APY	Declaration Date
Regular Shares	$50.00	0.25%	Aug 1, 2010
Secondary Shares	$5.00	0.25%	Aug 1, 2010
Share Draft	$350.00	0.10%	Aug 1, 2010
Money Market	$2,000.00	0.50%	Aug 1, 2010
IRA Accumulation	$5.00	0.75%	Aug 1, 2010
Christmas Club	$5.00	0.25%	Aug 1, 2010
3-Month Share Certificate	$2,500.00	0.35%	Aug 1, 2010
6-Month Share Certificate	$2,500.00	0.60%	Aug 1, 2010
12-Month Share Certificate	$2,500.00	1.00%	Aug 1, 2010
24 Month Share Certificate	$2,500.00	1.25%	Aug 1, 2010
24-Month Share Jumbo Certificate	$100,00.00	1.50%	Aug 1, 2010
12-Month Share Certificate IRA	$500.00	1.00%	Aug 1, 2010
24-Month Share Certificate IRA	$500.00	1.25%	Aug 1, 2010
24-Month Share Jumbo Certificate IRA	$100,000.00	1.50%	Aug 1, 2010