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Rates

 

Loan Type APR Additional Notes
New and Used Autos including
Tax and License
(3 Year, 100% Financing)
As Low As 2.99% Must meet credit qualifications
 
     
New and Used Autos including
Tax and License
(4 Year, 100%Financing)
As Low As 3.99%
Must meet credit qualifications
New and Used Autos including
Tax and License
(5 Year, 100% Financing)
As Low As 4.99% Must meet credit qualifications
 
New and Used Autos including
Tax and License
(6 Year, 100% Financing on amounts of $20K or more)
As Low As 5.99% Must meet credit qualifications
   
New and Used Autos including
Tax and License
(7 Year,100% Financing on amounts of $40K or more)
As Low As 6.99% Must meet credit qualifications 
   
New and Used RVs, Motorcycles,
and Boats
As Low As 5.99%*Must meet Credit Qualifications
Used boats/RVs require
an appraisal
15 year max term for
boats & RVs only
Share Secured Loan
3.00% above
share dividend rate

Max of 10 Year Term

Stock Secure Loan

9.50%
Maximum 3 year term @ 50%
of NYSE market value
Equity Line of Credit N/A
Not Available
Fixed Rate VISA 10.99%
$10,000 max. limit/no annual fee
Share Secured Fixed Rate Visa
8.75%
No Annual Fee
2nd Mortgage N/A
Not Available
Signature Line of Credit
9.50%
$7,500 LOC limit
Fixed Rate Signature Loan
9.50%
Maximum 4 year term/$10,000
Computer Loan 7.50% $2,000 18 months Fixed Rate

  
Account Minimum Balance APY Declaration Date 
Regular Shares

$50.00

0.05% Jan 1, 2011
Secondary Shares

$5.00

0.05% Jan 1, 2011
Share Draft

$350.00

0.00% Jan 1, 2011
Money Market

$2,000.00

0.15% Jan 1, 2011
IRA Accumulation

$5.00

0.25% Jan 1, 2011
Christmas Club

$5.00

0.05% Jan 1, 2011
3-Month
Share Certificate

$2,500.00

0.20% Jan 1, 2011
6-Month
Share Certificate

$2,500.00

0.25% Jan 1, 2011
12-Month
Share Certificate

$2,500.00

0.30% Jan 1, 2012
24 Month Share Certificate (exisiting variable only) Temp. not avail
 $2,500.00
0.75% Dec 1, 2010 
24-Month (exisiting variable only)
Share Jumbo Certificate(Temp.not avail)

$100,00.00

0.85% Dec 1, 2010
12-Month Fixed 
Share Certificate IRA

$500.00

0.30

Jan 1, 2012
24-Month Fixed (temporarily not avail)
Share Certificate IRA

$500.00

N/A Dec 1, 2010
24-Month Share Fixed (temporarily not
Jumbo Certificate IRA     avail)

$100,000.00

N/A Dec 1, 2010

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