











|
 |
| Rates |

| Loan Type |
APR |
Additional Notes |
|
New and Used Autos including
Tax and License
(3 Year, 100% Financing)
|
As Low As 2.99% |
Must meet credit qualifications |
|
|
|
| |
|
|
|
New and Used Autos including
Tax and License
(4 Year, 100%Financing)
|
As Low As 3.99% |
Must meet credit qualifications
|
|
New and Used Autos including
Tax and License
(5 Year, 100% Financing)
|
As Low As 4.99% |
Must meet credit qualifications |
|
|
|
|
New and Used Autos including
Tax and License
(6 Year, 100% Financing on amounts of $20K or more)
|
As Low As 5.99% |
Must meet credit qualifications |
| |
|
|
|
New and Used Autos including
Tax and License
(7 Year,100% Financing on amounts of $40K or more)
|
As Low As 6.99% |
Must meet credit qualifications |
| |
|
|
|
New and Used RVs, Motorcycles,
and Boats
|
As Low As 5.99%*Must meet Credit Qualifications |
Used boats/RVs require
an appraisal
15 year max term for
boats & RVs only
|
|
Share Secured Loan
|
3.00% above
share dividend rate
|
Max of 10 Year Term
|
|
Stock Secure Loan
|
9.50% |
Maximum 3 year term @ 50%
of NYSE market value
|
| Equity Line of Credit |
N/A |
Not Available
|
| Fixed Rate VISA |
10.99% |
$10,000 max. limit/no annual fee
|
|
Share Secured Fixed Rate Visa
|
8.75% |
No Annual Fee
|
| 2nd Mortgage |
N/A |
Not Available
|
|
Signature Line of Credit
|
9.50% |
$7,500 LOC limit
|
|
Fixed Rate Signature Loan
|
9.50% |
Maximum 4 year term/$10,000
|
| Computer Loan |
7.50% |
$2,000 18 months Fixed Rate |
| Account |
Minimum Balance |
APY |
Declaration Date |
| Regular Shares |
$50.00
|
0.05% |
Jan 1, 2011 |
| Secondary Shares |
$5.00
|
0.05% |
Jan 1, 2011 |
| Share Draft |
$350.00
|
0.00% |
Jan 1, 2011 |
| Money Market |
$2,000.00
|
0.15% |
Jan 1, 2011 |
| IRA Accumulation |
$5.00
|
0.25% |
Jan 1, 2011 |
| Christmas Club |
$5.00
|
0.05% |
Jan 1, 2011 |
3-Month
Share Certificate |
$2,500.00
|
0.20% |
Jan 1, 2011 |
6-Month
Share Certificate |
$2,500.00
|
0.25% |
Jan 1, 2011 |
12-Month
Share Certificate |
$2,500.00
|
0.30% |
Jan 1, 2012 |
| 24 Month Share Certificate (exisiting variable only) Temp. not avail |
$2,500.00 |
0.75% |
Dec 1, 2010 |
24-Month (exisiting variable only)
Share Jumbo Certificate(Temp.not avail) |
$100,00.00
|
0.85% |
Dec 1, 2010 |
12-Month Fixed
Share Certificate IRA |
$500.00
|
0.30
|
Jan 1, 2012 |
24-Month Fixed (temporarily not avail)
Share Certificate IRA |
$500.00
|
N/A |
Dec 1, 2010 |
24-Month Share Fixed (temporarily not
Jumbo Certificate IRA avail) |
$100,000.00
|
N/A |
Dec 1, 2010 |
|
|