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Loan Rates

Auto, Boat, RV, Motorcycle Refinance–90 Days No Payments

Term APR as low as Description
90-Days No Payments Meet or beat your current rate! Not available for existing MCFCU loans

New/Used Vehicles Rates

Term APR Monthly Payment / $1000.00
Up to 72 Months {{NewAuto-72moAPR-A}} - {{NewAuto-72moAPR-B}} ${{NewAuto-72moPayment-A}} - ${{NewAuto-72moPayment-B}}
Up to 84 Months {{NewAuto-84moAPR-A}} - {{NewAuto-84moAPR-B}} ${{NewAuto-84moPayment-A}} - ${{NewAuto-84moPayment-B}}

Electric/Plug-in Hybrid Vehicles

Term APR Monthly Payment / $1000.00
Up to 72 Months {{E-Auto-72moAPR-A}} - {{E-Auto-72moAPR-B}} ${{E-Auto-72moPayment-A}} - ${{E-Auto-72moPayment-B}}
Up to 84 Months {{E-Auto-84moAPR-A}} - {{E-Auto-84moAPR-B}} ${{E-Auto-84moPayment-A}} - ${{E-Auto-84moPayment-B}}

New/Used Boats, RVs, Motorcycles, etc. Rates

Term APR Monthly Payment / $1000.00
Up to 120 Months {{RV-120moAPR-A}} - {{RV-120moAPR-B}} ${{RV-120moPayment-A}} - ${{RV-120moPayment-B}}
Up to 180 Months {{RV-180moAPR-A}} - {{RV-180moAPR-B}} ${{RV-180moPayment-A}} - ${{RV-180moPayment-B}}
Up to 240 Months {{RV-240moAPR-A}} - {{RV-240moAPR-B}} ${{RV-240moPayment-A}} - ${{RV-240moPayment-B}}

VISA® Card Rates

Card Type APR Description
Credit Card {{CreditCard}} No annual fee $25,000.00 maximum limit
Share Secured {{SharedSecured}} No annual fee $25,000.00 maximum limit

Signature Rates

Type APR Monthly Payment / $1000.00
Line of Credit {{LOC-APR-A}} - {{LOC-APR-B}} ${{LOCPayment-A}} - ${{LOCPayment-B}}
Closed End {{Close-APR-A}} - {{Close-APR-B}} ${{ClosePayment-A}} - ${{ClosePayment-B}}

Share Secured Rates

APR as low as
{{shareSecure}} above share dividend rate at the time of loan origination.
*This is a fixed rate loan

Debt Cancellation Loan

Type APR as low as Monthly Payment / $1000.00
Up to 60 months {{debtCancellation}} ${{debtMonthly}}
*$25,000 maximum loan amount

Home Equity Line of Credit

Type APR as low as Description
Line of Credit {{HELOC-BOTTOM}}
  • 25 year term: 10 year draw period, 15 year repayment period
  • $500k maximum
Rates as low as Prime + 0.50%.

Home Loans: 1st Lien

Type APR Monthly Payment / $1000.00
10 Year Fixed {{1stLean-10yr-APR-A}} - {{1stLean-10yr-APR-B}} ${{1stLean-10yr-Payment-A}} - ${{1stLean-10yr-Payment-B}}
15 Year Fixed {{1stLean-15yr-APR-A}} - {{1stLean-15yr-APR-B}} ${{1stLean-15yr-Payment-A}} - ${{1stLean-15yr-Payment-B}}
Borrow up to $500,000

Home Loans: 2nd Lien

Type APR Monthly Payment / $1000.00
10 Year Fixed {{2ndLean01-10yr-APR-A}} - {{2ndLean01-10yr-APR-B}} ${{2ndLean01-10yr-Payment-A}} -${{2ndLean01-10yr-Payment-B}}
15 Year Fixed {{2ndLeanI-15yr-APR-A}} - {{2ndLeanI-15yr-APR-B}} ${{2ndLeanI-15yr-Payment-A}} - ${{2ndLeanI-15yr-Payment-B}}
70% LTV or less, up to $500,000

Home Loans: 2nd Lien

Type APR Monthly Payment / $1000.00
10 Year Fixed {{2ndLeanII-10yr-APR-A}} - {{2ndLeanII-10yr-APR-B}} ${{2ndLeanII-10yr-Payment-A}} - ${{2ndLeanII-10yr-Payment-B}}
15 Year Fixed {{2ndLeanII-15yr-APR-A}} - {{2ndLeanII-15yr-APR-B}} ${{2ndLeanII-15yr-Payment-A}} - ${{2ndLeanII-15yr-Payment-B}}
70.01% - 80% LTV, up to $500,000