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Home Loans

We offer several home loan types for Mission City members

1st Mortgage

Click here to see the latest 1st mortgage rates and terms


Second Mortgage

Type APR
10 year fixed 4.99%-11.99%
15 year fixed 5.24%-12.24%

Available Discount: Automatic payment = 0.25%


Home Equity Line of Credit (HELOC)

Type APR
Line of Credit Prime Rate + 0.5%

Available Discount: Automatic payment = 0.25%


APR=Annual percentage rate. Home Equity Lines of Credit (HELOC) are variable-rate loans. Rates are based on the Prime Rate (as published in the Wall Street Journal) plus 0.5%. Maximum cap of 18% APR. All loans subject to credit approval and additional terms and conditions may apply. For full details contact the loan department.

1391 Franklin Street,
Santa Clara, CA 95050

Phone: (408) 244-5818
Toll Free: (888) 361-1894
Fax: (408) 244-9390

Debit Card Lost/Stolen Hotline: (800) 472-3272

Visa Credit Card Lost/Stolen Hotline: (800) 325-3678

Routing Number: 321177447

NMLS # 490777

Privacy Policy

Copyright © 2018 Mission City Federal Credit Union. All rights reserved.

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