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Yield Plus Checking

The high yield checking option that provides great dividends on the balance you keep in your checking account.

Featured Checking Services:

  • Free Mobile Banking: Access your account anywhere, anytime — check account balances, make transfers, pay bills and more
  • Free Online Banking: Account access anywhere there’s an internet connection
  • Free Bill Pay: Pay bills using Mission City FCU online banking or mobile banking
  • NCUA Insurance: Your savings federally insured to at least $250,000.00 and backed by the full faith of the United States Government

How To Qualify:

Simply do the following activities in your Yield Plus Checking account during the monthly qualification cycle.

  • Be enrolled in eStatements
  • Have at least one regular direct deposit for an amount of $100.00 or more
  • Do 10 debit card transactions (debit/credit, non-ATM) per monthly qualification cycle

*APY=Annual Percentage Yield. APYs accurate as of . Rates, fees, services and programs may change after account is opened without notice. If qualifications are met each monthly qualification cycle, you will earn 3.00% APY based on your average daily balance, up to $10,000.00, and 0.10% thereafter, in that qualification cycle. If qualifications are not met, your Yield Plus Checking will earn no dividends.

Qualifying transactions must post to and settle to your Yield Plus Checking account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying check card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings.