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Home Equity Loans

Your home is local. Your loan should be, too. We've been helping members purchase the homes of their dreams since 1959.

We Offer Several Home Equity Loan Types for Mission City Members


Home Equity Loans: 2nd Lien Fixed Rate

Type APR as low as Monthly Payment / $1000.00
10 Year Fixed {{2ndLean01-10yr-APR-A}} - {{2ndLean01-10yr-APR-B}} ${{2ndLean01-10yr-Payment-A}} -${{2ndLean01-10yr-Payment-B}}
15 Year Fixed {{2ndLeanI-15yr-APR-A}} - {{2ndLeanI-15yr-APR-B}} ${{2ndLeanI-15yr-Payment-A}} - ${{2ndLeanI-15yr-Payment-B}}
70% LTV or less, up to $500,000

Home Equity Loans: 2nd Lien Fixed Rate

Type APR as low as Monthly Payment / $1000.00
10 Year Fixed {{2ndLeanII-10yr-APR-A}} - {{2ndLeanII-10yr-APR-B}} ${{2ndLeanII-10yr-Payment-A}} - ${{2ndLeanII-10yr-Payment-B}}
15 Year Fixed {{2ndLeanII-15yr-APR-A}} - {{2ndLeanII-15yr-APR-B}} ${{2ndLeanII-15yr-Payment-A}} - ${{2ndLeanII-15yr-Payment-B}}
70.01% - 80% LTV, up to $500,000

Home Equity Line of Credit (HELOC)

Type APR* as low as Description
Line of Credit {{HELOC-BOTTOM}} $500k max up to 25 yrs
Rates as low as Prime + 0.50%

*APR=Annual percentage rate. Home Equity Lines of Credit (HELOC) are variable-rate loans. Rates are based on the Prime Rate (as published in the Wall Street Journal) plus 0.5%. Maximum cap of 18% APR. All loans subject to credit approval and additional terms and conditions may apply. For full details contact the loan department.