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Bank Local

Serving the City of Santa Clara. Mission City FCU is the only financial institution founded and operating exclusively inside of Santa Clara city boundaries.

Santa Clara Since 1959

Founded by Santa Clara City Employees on the principle of people helping people and the belief that dreams do come true.

Fact: Our first office was at the City of Santa Clara Government Office.

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Mission City Branch

The Credit Union Difference

As a not-for-profit financial cooperative, we are owned by our members. We don’t have to pay dividends to stockholders because we don’t have any. Whenever we make more than we need to operate, we return that income to members. You see that in the form of low loan rates, great deposit rates, and a host of additional benefits, discounts, and perks.


A Secure Place for Your Money

For your security, your debit and credit cards decline foreign transactions by default. So, when you plan to travel abroad please inform us of your travel dates. We’ll unlock your cards for the dates you are outside of the US.

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Easy Account Access

In addition to being local, we give you anywhere access with top rated technology and convenient access. For example:

  • Domestic ATM surcharge rebates up to $15.00 per month so you can use your debit card at almost any ATM

  • Mobile Deposit and Mobile Bill Pay with Bill Capture

  • Secure Online Banking

  • And more


Quality personal service with a local touch.

When you have an account with Mission City Federal Credit Union, you have a relationship with Mission City Federal Credit Union. We’ll be here for you with a square deal and prudent financial services to help you with all of the milestones in the years ahead. Don’t take our word for it, here’s what our members have to say about us.

 

“Everyone is extremely helpful and informative and they always provide great customer service whenever I come in.”

- Stephanie H.


Santa Clara Checking

Earn great dividends, money-saving discounts from local and nationwide merchants, mobile phone insurance, identity theft recovery, and much more.

Mission City Money Market

Currently paying {{moneyMarket-A}} APY*, the Mission City Money Market is an easy way to keep your money liquid and growing. If you’re looking to start saving, this is a great option.