Boat Loans
Explore open waters on your watercraft financed with a boat loan from Mission City FCU.
Low Boat Loan Rates, Flexible Terms, and Quick Approval
Finding time to relax and enjoy the peace and serenity of being on the water is important to you, which is why the folks at Mission City FCU work hard to make your dreams a reality. We offer incredible benefits on boat loans no matter your budget or timeframe.
Features:
- Low rates and flexible terms up to 20 years
- Fast and local loan decisions
- RV loans include financing for boats, motorhomes, travel trailers, tent trailers, and motorcycles
- Get pre-approved before shopping for a car or RV and negotiate from the position of a cash buyer
- Get pre-approved and know your loan amount, interest rate & term ahead of time
- Visit our auto shopping website to shop by payment price, compare vehicles, get pre-approved, and more
Rates:
| Term | APR as low as | Monthly Payment / $1000.00 |
|---|---|---|
| Up to 120 Months | {{RV-120moAPR-A}} - {{RV-120moAPR-B}} | ${{RV-120moPayment-A}} - ${{RV-120moPayment-B}} |
| Up to 180 Months3 | {{RV-180moAPR-A}} - {{RV-180moAPR-B}} | ${{RV-180moPayment-A}} - ${{RV-180moPayment-B}} |
| Up to 240 Months4 | {{RV-240moAPR-A}} - {{RV-240moAPR-B}} | ${{RV-240moPayment-A}} - ${{RV-240moPayment-B}} |
Boat Loan FAQs
Q: Can I refinance my current boat loan?
A: Current boat owners are welcome to refinance their boat loans any time after their initial purchase.
Q: How do I know if my credit is good enough for a boat loan?
A: Your credit score is only one small aspect of a much greater loan approval process. For more information regarding credit scores and loan eligibility, please contact the member service hotline at (408) 244-5818.
Q: How long does it take to get approved for a boat loan?
A: Mission City FCU loan officers will review your boat loan application within a few business days. Be aware that any applications submitted over the weekend or during holidays will experience delays.
More questions?
Member Testimonials
“This credit union has changed how I view what banking really is. The staff is unbelievably helpful, and considerate. They remember who you are, and take it upon themselves to do all they can to help you reach your goals as well as whatever immediate needs you may have.
From day one, Victoria made a point to help my family become established and get the help we needed. Mission city has helped my entire family and I would never go back to any other bank again. Thank you guys!” - Samantha V.
“Longtime customer - I appreciate the longevity of the staff and their professional service.” - Kay M.
Apply For A Boat Loan Now
Ready to sail into some fun? Click the button below to apply for a boat loan now!
**APR=Annual Percentage Rate.
