Personal & Other Loans

Debt Cancellation Loan

Get a clean slate. Pay off your debts with an MCFCU Debt Cancellation Loan and get your credit back on track.

Use a Debt Cancellation Loan to consolidate higher interest rate debt into one low monthly payment.

  • 7.99% fixed rate
  • 60-month max term
  • $25,000 max limit
  • Existing MCFCU loans not elidgible

Signature Loan–Line of Credit

Consolidate debts, make home improvements, or provide overdraft protection on your checking account.

Lines of credit let you access funds up to a set limit, anytime. They’re convenient: apply once and when you’re approved, you can access available funds easily by writing a check, making an ATM withdrawal or transferring the money online.

  • 9.5% – 16.5% fixed rate
  • Up to $25,000
  • 48-month max term
  • No collateral required.

Signature Loan–Closed End

Consolidate debts, make home improvements, or provide overdraft protection on your checking account.

  • 9.5% – 16.5% fixed rate
  • Up to $25,000
  • 48-month max term
  • No collateral required.

Share Secured

Let your money work for you by borrowing against your MCFCU savings–receive a low-rate loan and continue to earn interest.

  • 3% above share dividend rate
  • 10-year max term
  • Fixed rate

Computer Loan

A smarter alternative to charging a new computer on a higher interest rate credit card.

  • 7.50% fixed rate
  • $2,000 amount
  • 18-month term

Ready to get started with a low-interest rate Mission City FCU loan?

Apply

1391 Franklin Street,
Santa Clara, CA 95050

Phone: (408) 244-5818
Toll Free: (888) 361-1894
Fax: (408) 244-9390
Email: info@missioncityfcu.org

Debit Card Lost/Stolen Hotline: (800) 262-2024

Visa Credit Card Lost/Stolen Hotline: (800) 325-3678

Routing Number: 321177447

NMLS # 490777

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