Credit Life Insurance

For a low monthly fee added to your loan, credit life insurance pays the insured balance of your loan, up to the policy maximum, in the event of your death. This ensures your family will not be left with your loan debt. Ask your loan officer for details on your next visit.

Loan Credit Disability Insurance

In the event you become totally disabled by sickness or an accident, credit disability insurance pays your loan payments up to the policy maximum. The premium for this service is added to your regular loan payments. Contact our loan department for full details.

Auto Mechanical Breakdown Insurance

Will the factory warranty be enough to cover the cost of repair to your vehicle? An extended warranty or Mechanical Breakdown Insurance (MBI) can offer the additional protection for unforseen repairs. Auto dealers offer similar policies, but generally our policies are less expensive. For more details, talk to our loan representative.

Auto Gap Insurance

Will your insurance pay-off your loan if your vehicle is deemed a total loss? Don’t find out the hard way. Gap helps pay off your remaining loan balance if your vehicle is stolen or damaged and is deemed to be a total loss. Gap is inexpensive and can be included as a small addition to your monthly payment.

Accidental Death and Dismemberment Insurance

To show how much we value your membership, Mission City Federal Credit Union is pleased to offer our eligible members age 18 to 74 $2,000 of Accidental Death and Dismemberment (AD & D) Insurance – at no cost to you. Also, due to our group purchasing power, you can elect voluntary coverage up to $300,000 at very affordable rates.

Apply online now for Accidental Death and Dismemberment Insurance here. or call Selman & Company, the plan administrator at 1-877-665-7563. Accidental Death Insurance underwritten by Monumental Life Insurance Company, Baltimore, MD.

Apply now

NOTICE: Insurance products offered are not federally insured – are not obligations of the credit union – are not guaranteed by the credit union – and involve investments risk.

1391 Franklin Street,
Santa Clara, CA 95050

Phone: (408) 244-5818
Toll Free: (888) 361-1894
Fax: (408) 244-9390

Debit Card Lost/Stolen Hotline: (800) 262-2024

Visa Credit Card Lost/Stolen Hotline: (800) 325-3678

Routing Number: 321177447

NMLS # 490777

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