Checking

Checking with everything, including early access to your pay, high yields, no monthly fees, debit card round-up, and free ATM access.

Sign up today!

Our Mission City High Yield Checking Account
has all the features you want:

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Get paid up to two days early

You'll have access to your incoming payroll deposit up to two days early for more flexibility and peace of mind.

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3% dividend*

When qualifications are met, you'll earn 3% on the first $10,000 of your balance!

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Debit Card Round-Up

Once you enroll through Online Banking, we'll automatically round up each debit card transaction to the next dollar and put the amounts into the account of your choice. It's free and can't cause an overdraft. It's the painless way to save as you shop!

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Free ATMs & ATM Fee Rebates

You'll get access to over 40,000 free ATMs nationwide, plus we'll automatically rebate up to $15 in other ATM fees per month. Use your debit card worry-free and fee-free at any ATM, when qualifications are met.

You'll also enjoy...

No Monthly Fees

Enjoy the freedom of no monthly maintenance fees, so you can save more.

Top Rated Online/Mobile Banking

Access your account anytime, anywhere with our user-friendly online banking platform or mobile app.

24/7 Mobile Check Deposit

Deposit checks quickly and securely using our mobile app.

Sign up for Mission City High Yield Checking

AccountMinimum to earn dividendAPY*
Mission City High Yield Checking*$0.00 3.00%
Current as of October 29, 2026 *APY=Annual Percentage Yield.
*To earn dividends, do the following between each monthly cycle: at least 15 debit card transactions per month, have at least 1 regular direct deposit for $500 or more, and be enrolled in eStatements. 3.00% APY dividends are paid when all monthly qualifications are met based on your average daily balance up to $10,000 and 0.10% APY thereafter.

Rates, fees, services and programs may change after account is opened without notice.

Visa Debit Card Angled

FREE with every Checking Account

VISA® Debit Card

  • Convenient card access to your Mission City High-Yield Checking
  • Secure EMV Chip Technology
  • Free access to over 40,000 CO-OP Network ATMs
  • Free Debit Card security app

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