This schedule of fees for all accounts sets forth certain conditions, fees and charges applicable to your Share, Share Draft, ATM Card, VISA® Debit Card, VISA® Credit Card and Loan Accounts at Mission City Federal Credit Union. This schedule is incorporated as part of your account agreement with Mission City Federal Credit Union. The credit union reserves the right to revise these fees or impose additional charges at any time. Should such changes occur, affected members will be notified. All fees and charges associated with the credit union’s credit card and lending are disclosed in full at the time of application.
| General Fees | |
|---|---|
| Account Research Fee | $20.00 per hour |
| Outgoing Domestic Wire Transfer Fee | $15.00 |
| Outgoing International Wire Transfer Fee | $30.00 |
| Stop Payment Order (Per item or range) | $10.00 |
| Corporate/Cashier's Check | $5.00 per item |
| Statement Reprint | $2.00 per page |
| Paper Statement Fee | $2.00 |
| Return Mail Fee1 | $10.00 per envelope |
| Escheat Account Reporting Fee | $2.00 |
| Subpoena/Legal Research | $20.00 per hour |
| Tax Levy | $20.00 per levy |
| Foreign Item2 (Not in US Dollars) | $30.00 |
| General Fees (Continued) | |
|---|---|
| Return Deposited Item | $20.00 |
| Notary3 | $15.00 per signature |
| Non-Sufficient Funds (NSF) Fee4 | $20.00 |
| Courtesy Pay Fee5 | $20.00 |
| DMV Title Transfer | $15.00 |
| Lien Satisfied Request | $15.00 |
| Demand Request | $30.00 |
| Reconveyance | $45.00 |
| Consumer Loan Rate Modification | $100.00 |
| 2nd Mortgage Subordination | $300.00 |
| Loan Extension Agreement | $50.00 |
| Real Estate Loan Rate Modification | $1,000.00 |
| Skip-a-Pay Fee6 | $20.00 |
| Regular Share Account | |
|---|---|
| Regular Share Account Inactivity Fee (After 12 months of inactivity inmember’s account and an aggregate balance of less than $100.00) | $5.00 |
| Mission City High Yield Checking Accounts | |
|---|---|
| No Monthly Fee | $0.00 |
| ATM Card and VISA® Debit Card | |
|---|---|
| ATM Adjustment Fee | $6.00 |
| Replacement of Lost or | $5.00 |
| Stolen ATM/Debit Card | |
| Rush ATM/Debit Card or PIN7 | $50.00 per item |
| VISA® International Multiple-Currency Transaction8 | 1.00% of each transaction in US dollars |
| VISA® International Single-Currency Transaction9 | 1.00% of each transaction in US dollars |
| VISA® Credit Card | |
|---|---|
| Rush VISA® Card7 | $50.00 |
| VISA® International Multiple-Currency Transaction8 | 1.00% of each transaction in US dollars |
| VISA® International Single-Currency Transaction9 | 1.00% of each transaction in US dollars |
1 Failure to notify of address change
2 Check held for collection
3 Fee waived with an active checking account
4 For Share Drafts, ACH debits and ATM transactions
5 Non-Sufficient Funds Fee for ATM transactions will only apply if the credit union has member’s affirmative consent (Opt-in) on file. Maximum 3 fees per day
6 New & Used Autos, Motorcycles, RV's, Motorhomes, Boats, Closed End Signature and Vacation loans.
7 For 2-day rush delivery
8 Transactions made in foreign currency
9 Transactions made in foreign currency, billed in US dollars
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