We're here to safely and reliably build your assets
With a Mission City Certificate, you can invest a fixed amount of money for a defined time and rate. With higher interest rates across the board than the big banks, you get to enjoy a higher return. It’s just one of the many ways we look to strengthen your financial health.
| Account | Minimum to earn dividend | APY |
|---|---|---|
| ** 5-Month Fixed Rate (promotional CD offered March 2 - April 15, 2026) | $2,500.00 (Max deposit $5,000.00) | 5.00% |
| 6-Month Fixed Rate | $2,500.00 | 3.20% |
| 12-Month Fixed Rate | $2,500.00 | 3.25% |
| 24-Month Fixed Rate | $2,500.00 | 3.25% |
| 24-Month Jumbo Fixed Rate | $100,000.00 | 3.30% |
| 36-Month Fixed Rate | $2,500.00 | 3.35% |
| 36-Month Jumbo Fixed Rate | $100,000.00 | 3.40% |
*Penalties may be applied for early withdrawals. Contact one of our member service representatives for more details.
**GUIDELINES FOR THE 5% APY CERTIFICATE OF DEPOSIT SPECIAL OFFER: Maximum deposit is $5,000, 5-months term at 5% APY. Promotion period March 2 - April 15, 2026. Limit one per member. The annual percentage yield you will earn assumes dividend remain until maturity. Early withdrawals on Share Certificates with terms of 12-months or less will incur a penalty of 90 days of dividends, whether earned or not. The account will automatically renew at maturity into a 6-month term share certificate. This offer may be withdrawn at any time without notice. Membership in Mission City FCU is required with a minimum $10 deposit into a savings account.
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As the only financial institution founded and operating exclusively inside of Santa Clara City boundaries, we're committed to the people and future of this community.
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Questions, comments, concerns? Ask CEO Kamil Sakici here and you will receive a response the next business day.
